Intesa sanpaolo locations
Intesa sanpaolo locations. Salaries posted anonymously by Intesa Sanpaolo employees. Intesa Sanpaolo SpA, the head of Intesa Sanpaolo banking group, operates in Italy as a universal bank in all business areas, namyely retail and business banking, corporate and investment banking and wealth management. Bank EURIZON CAPITAL SGR S. Intesa Sanpaolo will achieve the ambitious objectives of the 2022-2025 Business Plan by leveraging its strengths and thanks to its People, the most important resource for the success of the Plan and the founding value of the Mission that guides the Bank's actions. Find your branch. XLS 86 Kb. SWIFT code. Travelex – Arrivals Concourse Office Hours: 8. INTESA SANPAOLO Branch VIA PETRARCA, 31 22100 COMO Tel: 0313317711 Fax: 031303103 ABI: 03069 – CAB: 10932 Opening hours: Mon – Fri: 08. E. Location. An innovative space designed for our people. This is an overview of the Intesa Sanpaolo New York campus or office location. Venezia Branch Address: Rio Terà San Leonardo Cannaregio, 1353 Venice, Veneto, Italy Tel: +39 011 8019200. Through IMI CIB’s broker dealer teams, it offers debt and Transparency. 00PM Phone: 081-7801825 Intesa Sanpaolo S. Search reviews. Nov 20, 2023 · The average Investment Banking base salary at Intesa Sanpaolo is €9K per year. Space, light, practicality Four areas of the tower are available to the public throughout the day for meetings and other events. It is one of the most digitally advanced banks in Slovenia, as Jun 10, 2008 · The routing number can be found on your check. 8. The average Intesa Sanpaolo salary ranges from approximately £29,770 per year (estimate) for a Junior Accountant to £225,000 per year (estimate) for a Managing Director. PwC. Intesa Sanpaolo is one of the top banking groups in Europe, with a significant ESG commitment, a world-class position in Social Impact and strong focus on climate. Expert Career Advice. Jun 20, 2021 · The estimated total pay range for a Senior Accounting Officer at Intesa Sanpaolo is SGD 54K–SGD 59K per year, which includes base salary and additional pay. 1 million (EUR 15 million) for a period of 12 years, according to a press release quoted 10000+ Employees. SWIFT Code BCITITMM. The Abu Dhabi Branch, belonging to the International Network of IMI Corporate & Investment Banking Division, began operations on 1 October 2016 after obtaining the ‘wholesale banking license’ from the Central Bank of U. The Group offers its services to 11. Intesa Sanpaolo is a banking group founded in 2007 as a result of the merger of two major Italian banks: Banca Intesa and Sanpaolo IMI. Intesa Sanpaolo SpA provides banking services for private and corporate customers. a. About. 4 Pay & benefits. Easy, fast, personal: «Intesa Sanpaolo Mobile» is the Intesa Sanpaolo app for the everyday banking. Interim statement as at 31 March 2021. 30PM Phone: 081-7809107 – Departures Concourse Office, after security controls Hours: 5. Il suo business model distintivo la rende Relationship Manager presso Intesa Sanpaolo · Experience: Intesa Sanpaolo · Education: Università degli Studi di Firenze · Location: Singapore · 500+ connections on LinkedIn. Contact us; Privacy; Cookie; Transparency; Complaints and dispute resolution; Arbitro controversie finanziarie Mar 21, 2024 · The average Intesa Sanpaolo salary ranges from approximately $77,708 per year (estimate) for a Loan Syndication Analyst to $236,612 per year (estimate) for a Trader. Zaradi dviga spremenljive obrestne mere, kot posledica Search job openings at Intesa Sanpaolo. The SWIFT/BIC code for Intesa Sanpaolo is BCITITMMXXX. 17 January 2024 Intesa Sanpaolo Bank, the Romanian subsidiary of the Intesa Sanpaolo Group, the most important banking group in Italy, signed with the municipality of Lugoj a green loan contract in the amount of RON 72. Website. Save on international money transfers. A free inside look at company reviews and salaries posted anonymously by employees. The Italian segment still accounts for by far the most of its earnings. Country Code. CARDUL DE CREDIT MASTERCARD GOLD. AFLĂ DETALII. E54 - indicates this is a branch office. Intesa Sanpaolo is the banking group which was formed by the merger of Banca Intesa and Sanpaolo IMI. - Manage your credit, debit and prepaid cards, setting limits, geolocation options, linked virtual cards and suspending or blocking cards in case of emergency. 26 floors above ground. MM - represents location, second digit 'M' means active code. IT Country code. Intesa Sanpaolo Branch VIA CORNIGLIANO, 36, 38 40R Genova – GE, Italy. INTESA SANPAOLO HUB Branch VIA PROVINCIALE X LECCO, 16/D 22038 TAVERNERIO Tel The interview is mostly behavioral Based. REYL Intesa Sanpaolo | 15,528 followers on LinkedIn. Insurance, Health & Wellness Financial & Retirement Family & Parenting Vacation & Time Off. 3 million customers - including those of our subsidiary commercial banks - in 12 countries 95. Intesa Sanpaolo Bank Luxembourg S. 7 Intesa Sanpaolo reviews in Luxembourg. It usually looks like a shortened version of that bank's name. The average Senior Accounting Officer base salary at Intesa Sanpaolo is SGD 56K per year. Carlo, Italy, and has 2 office locations. Intesa Sanpaolo – Agency 41: Terminal 1, External Departures Area Phone: 081-7805755 Hours: 8:30AM–1:30PM & 2:45PM-4:15PM Currency Exchanges. An innovative, personalised and accountable banking partner. PORTA PRINCIPE Genova – GE, Italy. Neva SGR can watch trends and markets from a privileged position and takes action with the strength and the responsibility of Italy's leading banking Sep 29, 2023 · President Vladimir Putin has signed a decree allowing for the sale of Italian banking group Intesa Sanpaolo’s Russian operations. The average additional pay is €0 per year, which could include cash bonus, stock, commission, profit sharing or tips. One of the main aims behind Progetto Cultura is to study, conserve, optimise and share our art collections with the general public. Competitors: uniCredit, Banco BPM, BNP Paribas Create Comparison. intesasanpaolobanka. ATTENTION: The open position for this first edition of the International Talent Next 2 characters (letters or numbers) - represent the location code. and Saturday 8 a. The Intesa Sanpaolo Group. A. About this app. Find company research, competitor information, contact details & financial data for INTESA SANPAOLO SPA of PADOVA, PADOVA. Intesa Sanpaolo is headquartered in Torino, 156 Piazza S. Feb 1, 2024 · Neva SGR can count on Intesa Sanpaolo Innovation Center's and Intesa Sanpaolo Group's strength, financial resources, know-how and network of relationships, a unique source of value on the market. Location & Status. Glassdoor has 928 Intesa Sanpaolo reviews submitted anonymously by Intesa Sanpaolo employees. 4 floors underground. Locations Primary Rue Charles-Galland 18, Geneva Riva Caccia 1A, Lugano Geneva, CH Get directions Intesa SanPaolo Private Bank Suisse Morval Sa | 2,168 followers on LinkedIn. 212-326-1100 Regulated by FINRA New York Office 1 WILLIAM STREET NEW YORK, NY 10004 1 WILLIAM STREET NEW YORK, NY Apr 3, 2024 · Who is Intesa Sanpaolo. p. Skilled in balancing opposing financing and client needs to derive solutions. 7 days ago - Reuters. 6 Culture. · Experience: PBZ, Intesa Sanpaolo · Education: University of Zagreb/Sveuciliste u Zagrebu · Location: Croatia · 117 connections on LinkedIn. By clicking on Accept all cookies, you agree upon storing the cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. The division operates in Italy with a network of 27 branches which serves 16,000 customers. Intesa Sanpaolo Branch STAZIONE F. 3 million customers, comprising subsidiaries operating in commercial banking in 12 countries in Central Eastern Europe and Middle Eastern and North African areas and an international network of specialists in support of corporate customers across 25 countries Feb 4, 2022 · Discover targets, results and initiatives of 2023 CNFS. A free inside look at Intesa Sanpaolo salary trends based on 11 salaries wages for 11 jobs at Intesa Sanpaolo. Intesa Sanpaolo Branch SALITA VECCHIA N. Ratings by category. | Founded in 1973, REYL & Cie is a diversified banking group with offices in Nov 3, 2021 · Intesa Sanpaolo’s New York hub offers wholesale banking services, including revolving credit facilities and short- and long-term credit lines. Bank Routing Number 026005319 belongs to Intesa Sanpaolo S. Un singur loc, o multitudine de recompense. It may not be complete. of Dubai, Dubai. 362 Branch code. Publication notice of consolidated Report as at 30 June 2021 (available in Italian only) - 12. Jan 17, 2024. Branch Code. BCITITMM362. Image Ceramics of Attica and Magna Graecia: Attica hydria (kalpis) with red figures, Painter of Leningrad, 470-460 B Aug 29, 2023 · Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Company's products and services include current and saving a ccounts, loans, mortgages, financing, insurance products, payment, leasing and factoring services, as well as corporate, investment and private banking services. However, Intesa Sanpaolo uses different SWIFT/BIC codes for the different types of banking services it offers. Intesa Sanpaolo Bank Contact center Monday-Friday 7 a. The Branch. It is the leading banking group in Italy, with over 3,300 branches and 13. Salary information comes from 1 data point collected directly from employees, users, and past and present job advertisements on Indeed in the past 24 months. Intesa Sanpaolo International Value Services | 2,025 followers on LinkedIn. DEL MONTE, 2 Genova – GE, Italy. Intesa Sanpaolo Venezia Branches. Intesa Sanpaolo has a strategic international presence, with over 900 branches and 7. 1 million customers through a network of over 4,000 branches well distributed throughout the country with market shares no lower than 12% in most Italian regions. For example, in the SWIFT code 'BARCGB22XXX': BARC is the bank code (Barclays) GB is the country code (United Kingdom) 22 is the location code 4. It routing both FedACH and Fedwire payments. Krediti z odplačno dobo od 85 do 120 mesecev se odobravajo v omejenem obsegu. Bosnia and Herzegovina. www. . Italy. Check Today's Mortgage/Refi Rates. Working at Intesa Sanpaolo. Hitro in enostavno poiščite poslovalnice in bankomate Intese Sanpaolo Bank v vaši bližini ali na želeni lokaciji. We also have a strategic international footprint with over 900 branches serving 7. This SWIFT code is for the INTESA SANPAOLO SPA. XLS 85 Kb. View job. Go to Snapshot. | IT service provider with offices in Croatia, Serbia, Slovakia and Italy joined together in developing, implementing and maintaining solutions for our Find Your Talent is an opportunity to become a part of the Intesa Sanpaolo Group. 81,476 reviews. See All Locations. , New York Branch is located at 1 William St in New York, New York 10004. The company operates from approximately Find company research, competitor information, contact details & financial data for INTESA SANPAOLO SPA of CERMENATE, COMO. Overview. Intesa Sanpaolo International Value Services | 2,029 followers on LinkedIn. – Abu Dhabi Branch is registered as a Branch of Intesa Sanpaolo S. Type: Company - Public (ISP) Revenue: $5 to $10 billion (USD) Banking & Lending. Build digital future with us! Experience stability of Intesa Sanpaolo Group paired with enthusiasm of a startup. Average Intesa Sanpaolo Network Administrator yearly pay in the United States is approximately $93,837, which is 25% above the national average. Milan, 12 October 2016 - Intesa Sanpaolo launches the new Abu Dhabi branch of the Corporate & Investment Banking Division, which will replace the Representative Office that was opened in 2012. Dostopno spletno mesto. 4 Management. Last 3 characters (letters or numbers) - represent the branch code (optional). The routing number information on this page was updated on Mar. 3/5 stars. slide 1 of 1. Intesa Sanpaolo Group is one of the top banking groups in Europe, leader in Italy in all business areas (retail, corporate and wealth management), committed in supporting the economy in the countries where it operates, through a sustainable and responsible business Feb 18, 2024 · Jobs Salaries Interviews. Current and former employees report that Intesa Sanpaolo provides the following benefits. 2021. Browse Intesa Sanpaolo office locations in New York State. in Abu Dhabi, United Arab Emirates. Find company research, competitor information, contact details & financial data for INTESA SANPAOLO SPA of CERMENATE, COMO. Locations Primary Pristaniska ulica Koper, Slovenia 6000, SI Get directions Dunajska cesta 167 (Poslovni objekt Rotonda) Intesa Sanpaolo Bank is part of the international banking group Intesa Firm Names and Locations Its fiscal year ends in December. 6 million customers in Italy with a network of over 3,300 branches throughout the country. 9 million customers and 4,244 branches in Italy and abroad. "The strategy is about taking the unique Intesa Sanpaolo model to the next level. Intesa Sanpaolo S. See all Intesa Sanpaolo office locations in New York State. 00AM -11. IMI Intesa Sanpaolo has a strong presence in Italy: 6 areas for corporate clients and dedicated offices in Milan and Rome for financial institutions. Kindly check with your recipient or with the bank directly to find out which one to use. 27,000 square metres of sustainable architecture. Intesa Sanpaolo. European default rules. works closely with other Intesa Sanpaolo jobs near New York, NY. Process is longer comparing to similar firms. My… · Experience: Intesa Sanpaolo · Location: New York · 500+ connections on LinkedIn. Bank code A-Z 4 letters representing the bank. The average Intesa Sanpaolo hourly pay ranges from approximately $41 per hour (estimate) for a Recruiter to $82 per hour (estimate) for a Corporate and Investment Banking Analyst Company profile page for Fideuram - Intesa Sanpaolo Private Banking SpA including stock price, company news, executives, board members, and contact information Intesa Sanpaolo is the leader in Italy in all business areas (retail, corporate, and wealth management). Intesa Sanpaolo Bank is part of the international banking group Intesa Sanpaolo, the fourth largest banking group in the Eurozone. May 1, 2024 · The average Intesa Sanpaolo salary ranges from approximately $77,708 per year (estimate) for a Loan Syndication Analyst to $236,612 per year (estimate) for a Trader. 11991500015. 8 Work-life balance. or simply Intesa Sanpaolo banka is a commercial bank in Bosnia and Herzegovina. 0. , New York Branch can be contacted via phone at 212-607-3500 for pricing, hours and directions. Find company research, competitor information, contact details & financial data for INTESA SANPAOLO SPA of VICENZA, VICENZA. GLOBAL FIXED INCOME SALES specialist for GOVIES/INTEREST RATES based in NEW YORK. Read employee reviews and ratings on Glassdoor to decide if Intesa Sanpaolo is right for you. Intesa Sanpaolo | 509,030 followers on LinkedIn. S. Intesa Sanpaolo is a bank in Tirana City Hall, Bashkia Tiranë, Tirana located on Rruga e Barrikadave. 3 Job security & advancement. Ukraine is facing shortages in its brave fight to survive. 30 / 14. , New York Branch. We would like to show you a description here but the site won’t allow us. Hitri potrošniški krediti se praviloma sklepajo z odplačilno dobo do 84 mesecev. IT - code belongs to Italy. 30+ days ago. New York, NY. Easily look up your SWIFT code, and find all the details you need to send money abroad. Customer support services available 24/24. PDF 6,206 Kb. Consolidated Report as at 30 June 2021. Relationships built Intesa Sanpaolo is a major player in the corporate & investment banking, and acts as a global partner for corporates, financial institutions and public administration. d. Intesa, Italy’s largest bank, stopped new financing to Milan, 30 December 2020 - Intesa Sanpaolo stays on track with its strategy to strengthen its international network by transforming the representative office in Sydney into an operational branch, a move to consolidate its presence in the Asia-Pacific region. Please bear in mind that Intesa Sanpaolo uses different SWIFT codes for the different types of banking services or branches. 225,000 photovoltaic modules allowing to generate 1 MW peak power and 700,000 kWhe per year. | IT service provider with offices in Croatia, Serbia, Slovakia and Italy joined together in developing, implementing and maintaining solutions for our Italy's Intesa Sanpaolo, Coima sign real estate deal. Parent. Calling from Slovenia: 05 66 61 256; Calling from abroad: 00386 5 66 61 256; Real estate sale: 00386 5 66 610 10 About us. INTESA SANPAOLO IMI SECURITIES CORP. Intesa Sanpaolo SWIFT code in Italy. BCIT - code assigned to INTESA SANPAOLO SPA. Ciao, money! Intesa Sanpaolo provides retail and commercial banking services in Italy through its Banca dei Territori division. Piano calls the tower a “bioclimatic” building, and as with many of his recent structures, he packed it full of eco-friendly features. A decisive leader and manager possessing a sound understanding of client needs. Intesa Sanpaolo banka Bosna i Hercegovina d. The average Intesa Sanpaolo hourly pay ranges from approximately $41 per hour (estimate) for a Recruiter to $82 per hour (estimate) for a Corporate and Investment Banking Analyst Italy's Intesa Sanpaolo, Coima sign real estate deal. Thanks to the expanding operations within the United Arab Emirates, today the Group is the only Italian bank to provide a complete range of services to Find company research, competitor information, contact details & financial data for INTESA SANPAOLO SPA of BORGO SAN LORENZO, FIRENZE. View Kristina Andric’s profile on LinkedIn, a 93. 2 Intesa Sanpaolo jobs including salaries, ratings, and reviews, posted by Intesa Sanpaolo employees. Compare. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. - 12 p. The Intesa Sanpaolo tower is a place where the city of Turin, its art, its creativity and its beauty can be enjoyed. 30 – 13. is a Corporate Bank part of IMI Corporate & Investment Banking Division of Intesa Sanpaolo. Nov 16, 2015 · The result is the 38-story, 545-foot-tall Intesa Sanpaolo tower, beside a public park at the edge of town. Representative of the VAT Group Intesa Sanpaolo VAT Nr. Accessibility Declaration. 45 – 16. Head of Credit risk · Years of experience in the finance industry, focusing on risk management (market risk, credit risk), cresdit policies, regulatory framework, data anatlytics and machine learning. Bank Code. În fiecare zi de marți, până pe 26 martie, plătește taxele și impozitele folosind cardul tău Mastercard de la INTESA SANPAOLO BANK înscris în program și ai parte de 10% cashback, direct pe card. intesa sanpaolo corporate & investment banking division opens a new branch in abu dhabi • The only Italian bank in the Emirates that is able to provide a complete range of services to support domestic and international corporate customers Intesa Sanpaolo is at the side of corporate clients and financial institutions in supporting the growth and internationalisation of their business, thanks to a strong international presence and numerous specialists who provide extensive advisory and operational support. View Matteo Ricci’s profile on LinkedIn, a professional community of 1 billion members. Calling from Slovenia: 080 13 18; Calling from abroad: 00386 5 66 61 838; Service center for card business – 24 h. Branch name. Preverite delovni čas in storitve, ki so vam na voljo na posamezni lokaciji. You can forget the internships: the program is a 2-year course characterized by 4 experiences in different business areas, at least one of which will take place outside of Italy. We serve 13. Find any SWIFT or BIC code with this SWIFT code finder. Local authorities have granted authorisation in the last few days for the Sydney branch 3 days ago · Intesa Sanpaolo Locations. The top floors are given over not to C-level suites but a triple-height greenhouse, with views over Find company research, competitor information, contact details & financial data for INTESA SANPAOLO S. P. Image Neapolitan and southern painting from the seventeenth century to the early decades of the 20th century: Vincenzo Migliaro, Naples 1858-1938, Tavern at Posillipo, 1886, oil on canvas, 44 x 67 cm, Intesa Sanpaolo Collection. PDF 560 Kb. Izračun s spremenljivo obrestno mero temelji na predpostavki, da se spremenljiva obrestna mera v izbranem obdobju ne spreminja. The average additional pay is SGD 0 per year, which could include cash bonus, stock, commission BCIT - code assigned to INTESA SANPAOLO SPA Country Code IT - code belongs to Italy Location & Status MM - represents location, second digit 'M' means active code Branch Code E49 - indicates this is a branch office Filing history for INTESA SANPAOLO PRIVATE BANKING S. View Michael DiMarco Nov 13, 2016 · List of Intesa Sanpaolo Bank offices and locations, working hours and SWIFT codes in Como, Italy. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. IMI CIB - IMISEC - Director Fixed Income Emerging Market Sales. IMI CIB - IMI Securities Corp. Read Our 8 Reviews. 3. - Compliance Officer. If you’re not sure which code you should use, check with your recipient or with the bank directly. 25, 2024. Intesa San Paolo has agreed to transfer a 500 million euro ($537 million) property portfolio to investment vehicles managed by real estate firm Coima, Italy's largest bank said on Friday. 08. Nov 13, 2016 · List of Intesa Sanpaolo Bank offices and locations, working hours and SWIFT codes in Genoa (Genova), Italy. m. 121 metres high. London (United Kingdom) 2. ba. Milano (Indonesia) 4. Intesa Sanpaolo employees rate the overall compensation and benefits package 3. 15. Venezia Branch Address: Intesa Sanpaolo SWIFT code in Italy. VIA LANGHIRANO 1. Intesa Sanpaolo è il maggior gruppo bancario in Italia con una significativa presenza internazionale. The Bank offers online banking, credit and debit cards, payment processing, investment management, loans, and other banking services. 74. , LONDON BRANCH (BR017902) UK establishment office address 90 Queen Street, London, EC4N 1SA INTESA SANPAOLO SPA SWIFT Code Details. United Kingdom 6 reviews. Twenty-six zero-impact floors. The firm Will send an interview invitation after you pass the video interviews which consist of 8-10 questions. Browse 2 jobs at Intesa Sanpaolo near New York, NY. Please support Ukraine, because Ukraine defends the peaceful, free and Find company research, competitor information, contact details & financial data for INTESA SANPAOLO SPA of BORGO SAN LORENZO, FIRENZE. 48 branches (2024) Area served. PDF 8,242 Kb. 888 Card emergencies E-mail. 1 day ago · Number of locations. 4. Intesa Sanpaolo is among A new sustainable office building in Milan. Branch locator. 3 Locations. 30AM -10. This office is the major Intesa Sanpaolo New York, NY area location. Trade and structured finance (project and acquisition finance) are areas of expertise in which the branch is active, as well as syndication. 2,539 reviews. May 12, 2021 · Interim statement as at 30 September 2021. 6 million customers. Experienced in building teams and leading successful businesses, managing a headcount in excess of 150 professionals across various roles and global jurisdictions, and comfortably equipped to deal with stakeholders. The “Most Likely Range” reflects values within the 25th and 75th percentile of all pay data available for this role. SEC# 19418 8-37444 Main Office Location Mailing Address Business Telephone Number Doing business as INTESA SANPAOLO IMI SECURITIES CORP. The merger brought together two major Italian banks with shared values so as to increase their opportunities for growth, enhance service for retail customers, significantly support the development of businesses and make an important contribution to the country's growth. The SWIFT code for Intesa Sanpaolo is BCITITMMXXX. Together with the majority owner, Privredna banka Zagreb, it forms an important hub of knowledge and advanced banking services in the region. Get the latest business insights from Dun & Bradstreet. Jan 17, 2024 · Intensa Sanpaolo Bank extends EUR 15 mln green loan to Lugoj municipality. Swift code (8 characters) BCITITMM. 800. Intesa . Intesa Sanpaolo Locations. Intesa Sanpaolo SpA headquarters address, phone number and website information and details on other Intesa Sanpaolo SpA's locations and subsidiaries. MM Location code. Country code A-Z 2 letters representing the country the bank is in. Around 20. Location code 0-9 A-Z 2 characters Mar 22, 2024 · The average Intesa Sanpaolo salary ranges from approximately $77,708 per year (estimate) for a Loan Syndication Analyst to $236,612 per year (estimate) for a Trader. The Intesa Sanpaolo Bank Albania website uses cookies to ensure you get the best browsing experience. Intesa Sanpaolo has a vast historical and artistic heritage, with historic palazzos and art collections numbering a total of 30,000 artworks – from archaeology to contemporary art – among them great masterpieces. - 6 p. of London provides banking services. 80% of money transfers with Wise arrive within 24 hours. You can use it even if you don’t have an account in Intesa Sanpaolo. If 'XXX' is used, it refers to the bank's head office. The average Intesa Sanpaolo hourly pay ranges from approximately $41 per hour (estimate) for a Recruiter to $82 per hour (estimate) for a Corporate and Investment Banking Analyst INTESA SANPAOLO SPA. Intesa Sanpaolo is situated nearby to the mosque Teqeja Helvetie and the government office Prosecutor General. Guide to Getting Your First Job. 0800. uc vd tq ld en wk qw fg sp fn